Loan Programs

Information on terms you understand.

Transparent overviews of the loan program categories our partners specialize in. This page is informational only — not a credit application.

Loan programs
Category
Personal Loans

Uses include consolidation, home projects, medical costs, and more.

  • Common terms 36–84 months
  • Amounts vary by partner
  • Rates depend on credit
Category
Mortgages

Fixed, ARM, FHA, VA, Jumbo, and Home Equity information.

  • 15/20/30-yr fixed
  • ARM basics
  • Home equity products
Category
Auto Loans

New, used, refinance, and lease buyout information.

  • New & used
  • Refinance
  • Lease buyout
Category
Student Loan Refinance

How refinancing federal & private loans typically works.

  • No origination fees at some partners
  • Cosigner options
  • 5–20 year terms typical
Category
Small Business Loans

SBA, working capital, and equipment financing overviews.

  • SBA 7(a) & 504
  • Working capital
  • Equipment financing
Category
Home Equity

How tapping home equity for goals typically works.

  • HELOC vs. fixed
  • LTV considerations
  • Prequalification basics
Elevate Financial is not a bank · Not FDIC-insured · Not a credit application · Deposits are not accepted
Elevate
Financial

Elevate Financial provides transparent lending information and refers interested consumers to trusted third-party partners. We are not a bank and do not accept deposits.

Transparent · No Hidden Fees

Important: Elevate Financial is not a bank and does not accept deposits. Elevate Financial is not FDIC-insured. Information on this site is for general education only and is not a credit application, credit offer, or commitment to lend. All credit products described on this site are offered through third-party lending partners subject to their own underwriting, terms, and disclosures. Rates, terms, and eligibility vary and are not guaranteed. Consent to be contacted is not a condition of receiving any product or service.

"Elevate Financial" and the "EF" symbol are trademarks used by this site.

© 2026 Elevate Financial. All rights reserved.