Auto Loans

New, used, or refinance — drive better rates.

Financing for new & used vehicles, refinance existing auto loans, and lease buyouts. Get pre-qualified before you visit the dealer.

At a Glance
Min Loan Amount
$5,000
Max Loan Amount
$100,000
APR Range
5.49% – 18.99% APR
Term
24 – 84 months
Example Monthly Payment
$382 / mo on $20,000 at 6.99% APR, 60-mo term

Illustrative only. Actual amounts, APR, and terms are determined by the lending partner based on credit and other factors. Not a credit offer.

Eligibility Requirements

Who can apply

  • U.S. citizen or permanent resident, 18 years or older
  • Verifiable source of income
  • Active checking account for direct deposit
  • Valid email and mobile phone number
  • Vehicle meets partner age/mileage guidelines
Benefits

What you get

  • Pre-qualification before shopping
  • Refinance to lower your rate
  • Lease buyout financing
  • Transparent, dealer-negotiation-ready terms
FAQ

Common questions

Ready when you are

Apply in about 5 minutes.

No SSN or bank credentials collected on our site. We route qualified requests to licensed partner lenders for underwriting.

Elevate Financial is not a bank · Not FDIC-insured · Not a credit application · Deposits are not accepted
Elevate
Financial

Elevate Financial provides transparent lending information and refers interested consumers to trusted third-party partners. We are not a bank and do not accept deposits.

Transparent · No Hidden Fees

Important: Elevate Financial is not a bank and does not accept deposits. Elevate Financial is not FDIC-insured. Information on this site is for general education only and is not a credit application, credit offer, or commitment to lend. All credit products described on this site are offered through third-party lending partners subject to their own underwriting, terms, and disclosures. Rates, terms, and eligibility vary and are not guaranteed. Consent to be contacted is not a condition of receiving any product or service.

"Elevate Financial" and the "EF" symbol are trademarks used by this site.

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