Home Improvement

Finance the project, not just the dream.

Fund renovations, repairs, or additions without tapping home equity. Unsecured, fixed-rate financing for homeowners and renters.

At a Glance
Min Loan Amount
$2,500
Max Loan Amount
$100,000
APR Range
6.99% – 22.99% APR
Term
36 – 120 months
Example Monthly Payment
$488 / mo on $25,000 at 8.99% APR, 72-mo term

Illustrative only. Actual amounts, APR, and terms are determined by the lending partner based on credit and other factors. Not a credit offer.

Eligibility Requirements

Who can apply

  • U.S. citizen or permanent resident, 18 years or older
  • Verifiable source of income
  • Active checking account for direct deposit
  • Valid email and mobile phone number
  • Property does not need to be used as collateral
Benefits

What you get

  • No home appraisal required
  • Fast funding — no HELOC delays
  • Fixed rate for the entire term
  • Use for any home-related project
FAQ

Common questions

Ready when you are

Apply in about 5 minutes.

No SSN or bank credentials collected on our site. We route qualified requests to licensed partner lenders for underwriting.

Elevate Financial is not a bank · Not FDIC-insured · Not a credit application · Deposits are not accepted
Elevate
Financial

Elevate Financial provides transparent lending information and refers interested consumers to trusted third-party partners. We are not a bank and do not accept deposits.

Transparent · No Hidden Fees

Important: Elevate Financial is not a bank and does not accept deposits. Elevate Financial is not FDIC-insured. Information on this site is for general education only and is not a credit application, credit offer, or commitment to lend. All credit products described on this site are offered through third-party lending partners subject to their own underwriting, terms, and disclosures. Rates, terms, and eligibility vary and are not guaranteed. Consent to be contacted is not a condition of receiving any product or service.

"Elevate Financial" and the "EF" symbol are trademarks used by this site.

© 2026 Elevate Financial. All rights reserved.