Debt Consolidation

One payment, less stress.

Roll multiple high-interest balances into a single fixed-rate loan with a predictable monthly payment. Simplify your finances and often save on interest.

At a Glance
Min Loan Amount
$2,500
Max Loan Amount
$50,000
APR Range
7.99% – 24.99% APR
Term
24 – 84 months
Example Monthly Payment
$402 / mo on $20,000 at 8.99% APR, 60-mo term

Illustrative only. Actual amounts, APR, and terms are determined by the lending partner based on credit and other factors. Not a credit offer.

Eligibility Requirements

Who can apply

  • U.S. citizen or permanent resident, 18 years or older
  • Verifiable source of income
  • Active checking account for direct deposit
  • Valid email and mobile phone number
  • Existing high-interest debt (credit cards, personal loans)
Benefits

What you get

  • Consolidate multiple balances
  • Potentially lower APR than credit cards
  • Fixed payoff date
  • Simplified monthly payment
FAQ

Common questions

Ready when you are

Apply in about 5 minutes.

No SSN or bank credentials collected on our site. We route qualified requests to licensed partner lenders for underwriting.

Elevate Financial is not a bank · Not FDIC-insured · Not a credit application · Deposits are not accepted
Elevate
Financial

Elevate Financial provides transparent lending information and refers interested consumers to trusted third-party partners. We are not a bank and do not accept deposits.

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Important: Elevate Financial is not a bank and does not accept deposits. Elevate Financial is not FDIC-insured. Information on this site is for general education only and is not a credit application, credit offer, or commitment to lend. All credit products described on this site are offered through third-party lending partners subject to their own underwriting, terms, and disclosures. Rates, terms, and eligibility vary and are not guaranteed. Consent to be contacted is not a condition of receiving any product or service.

"Elevate Financial" and the "EF" symbol are trademarks used by this site.

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